If you have MetLife dental insurance—whether through your employer or purchased independently—it’s important to take full advantage of your benefits. Your plan is a powerful resource that helps protect your oral health and provides financial support for preventive and restorative treatments. Wondering how to make the most of your policy? Our team proudly works with MetLife dental insurance and is here to help you maximize every benefit available to you. We specialize in guiding patients through their coverage so they get the care they need at the best possible value.
MetLife Coverage Availability & Fees
MetLife offers several dental insurance options, with PPO and DHMO plans being the most common. DHMO plans require you to visit a designated dentist, while PPO plans offer greater flexibility, allowing you to see any dentist and still receive coverage. Typical PPO benefits include:
- Preventive care (cleanings, exams, X-rays): 80%–100% covered
- Minor restorative care (fillings, simple extractions): 70%–80% covered
- Major restorative services (crowns, extensive procedures): 50% covered
- Specialty services (orthodontics, implants): coverage varies by plan
Maximize Savings with In-Network MetLife Dentistry!
Choosing an in-network MetLife dentist in San Clemente, CA can lead to significantly lower out-of-pocket costs. Our office is contracted with MetLife, which allows us to provide negotiated, reduced rates—saving both you and the insurance provider money. Because we work with MetLife every day, we can clearly explain your benefits, help you understand coverage details, and ensure you’re getting the greatest value from your plan.
We also help you strategically plan your treatments to take full advantage of your annual maximum—the total amount your policy will pay toward approved services each year. For patients who need extensive dental work, scheduling major treatments across two calendar years can allow you to use two annual maximums instead of one, resulting in substantial savings.
